Join our partner network and get free access to our AI pre-underwriting tool — run Fannie/Freddie assessments, find Non-QM alternatives, and submit deals directly from your portal. Earn referral fees at closing.
Borrower
Maria T. — Self-Employed
Bank Statement Loan
Rate: 7.25–8.50% · LTV: up to 80% · Close: 21 days
Next Step: Collect 12 months personal bank statements
Stop guessing whether your client will qualify. Run a full AI-powered assessment in minutes — before you ever pick up the phone. Know the answer, know the path, close more deals.
Upload pay stubs, W-2s, bank statements, or credit reports. The AI reads and extracts key data in seconds.
Get an instant eligibility verdict with a risk score, category breakdown, and specific issue flags — before submitting.
If the borrower doesn't qualify conventionally, the system instantly evaluates 6 Non-QM programs and shows the best fit with clear next steps.
DSCR, Bank Statement, Asset Depletion, Fix & Flip, Construction, Hard Money — matched to the borrower's exact scenario.
Generate a professional pre-underwriting report you can share with your client or attach to the loan submission.
Built-in borrower authorization consent gate, 15-minute secure document links, and full audit trail for every file.
The entire workflow lives in your partner portal. No emails back and forth, no guessing.
Create your free partner account in under 2 minutes. No licensing required, no volume minimums.
Enter your borrower's basic info — credit range, employment type, loan amount, and property details.
Upload any available documents. The AI analyzes them and runs a full Fannie/Freddie assessment in seconds.
See exactly where the borrower stands. If they don't qualify conventionally, get 6 Non-QM alternatives with clear steps.
Submit the referral through the portal. We handle the rest — you get notified at every milestone and paid at closing.
Most lenders stop at "no." We go further. When a borrower doesn't qualify conventionally, our AI instantly evaluates 6 Non-QM programs and tells you exactly which one fits — and what to do next.
DSCR Rental Loans
No income docs. Qualify on rental income. Perfect for investors.
Bank Statement Loans
12 or 24 months bank statements. Ideal for self-employed borrowers.
Asset Depletion
High assets, low income? We can qualify on asset drawdown.
Fix & Flip Bridge
Purchase + rehab in one loan. Close in as fast as 10 days.
Construction Loans
Ground-up development with flexible draw schedules.
Hard Money / Bridge
Credit-challenged or time-sensitive? We have a path.
Any professional who works with real estate investors can benefit from our partner program.
Your investor clients need financing. We close fast so you close deals.
Help clients optimize their real estate portfolio with the right loan structure.
Connect clients who need construction or renovation financing.
Your landlord clients need capital to grow. Refer them and earn.
Fees vary by loan amount and type. Exact amounts confirmed in your partner agreement. Referral arrangements comply with RESPA and applicable state law. Barrett Financial Group NMLS #181106.
Join hundreds of agents and professionals who use AllApprovedHere to close more deals and earn referral fees. Your portal and AI tool access are ready the moment you register.
Takes less than 2 minutes. No commitment required.